Community Bank's Slogans & Taglines

Community Bank represents a vital collective of independent, local-chartered financial institutions across the United States, each uniquely anchored in their respective regional markets. Rooted in the McFadden Act of 1927 and the Glass-Steagall era that shielded local banking from interstate competition, the sector once comprised over 14,000 institutions in 1980. Today, approximately 4,600 community banks remain, holding roughly 13% of the industry's assets while originating over 50% of small business loans and one-quarter of residential mortgages. These institutions are characterised by relationship-driven banking, local decision-making, and deep community ties, offering personal and commercial banking, agricultural lending, and mortgage services. Unlike national megabanks, community banks typically operate with assets under $10 billion, with the majority holding less than $1 billion, and their leadership often lives and works within the communities they serve.